One of the easiest ways to get real value from the American Express Platinum Card is the annual dining credit.
If you hold the Amex Platinum Card, you can receive up to $400 in dining credits each year: up to $200 to spend at participating restaurants in Australia and up to $200 to spend at participating restaurants overseas. American Express says the benefit gives Platinum Card Members up to $400 to spend at over 2,000 restaurants around the world, with up to $200 in Australia and up to $200 internationally.
This is one of the better Amex Platinum perks because it can be used at genuinely premium restaurants across Australia, including venues in Brisbane, Sydney, Melbourne, Perth, Adelaide, Canberra, Byron Bay, Newcastle and more.
Quick summary
Offer: Up to $400 Amex Platinum Dining Credit
Australian credit: Up to $200 at participating Australian restaurants
International credit: Up to $200 at participating overseas restaurants
Eligible card: American Express Platinum Card
How the Amex Platinum Dining Credit works
The Amex Platinum Dining Credit is split into two parts:
$200 Local Dining Credit - This can be used at participating restaurants in Australia.
$200 Abroad Dining Credit - This can be used at participating restaurants overseas.
Together, that gives eligible Platinum Card Members up to $400 in dining credits per year when used correctly.
The key thing to remember is that this is not a general restaurant credit. It only works at participating restaurants, and the restaurant needs to be on the eligible list at the time you dine.
American Express also notes that the Australian dining benefit is only available for dine-in services made in person at participating restaurants, and the participating restaurant list can change without notice.
Why this is one of the best Amex Platinum benefits
The Amex Platinum Card has a high annual fee, so the real value comes from actually using the benefits.
The dining credit is one of the easiest ones to understand.
If you were already planning to eat at a nice restaurant, this can effectively reduce the cost of a lunch, date night, birthday dinner, client meal, anniversary dinner or overseas dining experience.
For example, if you spend $220 at an eligible Australian restaurant, you could receive up to $200 back as a statement credit.
Then, when travelling overseas, you could use the separate $200 international dining credit at an eligible restaurant overseas.
That is where the full $400 annual value comes from.
Restaurants Dining Credit is Valid at:
Brisbane & Gold Coast
- Agnes
- Bar Miette
- Bianca
- GRECA
- Honto
- Kiyomi
- OTTO Brisbane
- Rothwell’s Bar & Grill
- sAme sAme
- Supernormal Brisbane
- Takashiya
- Yoko Dining
Sydney & NSW
- 6HEAD
- Aria
- Bar Totti’s
- Beach Byron Bay
- Bennelong
- Bentley Restaurant & Bar
- Bert’s Bar & Brasserie
- Bistro Molines
- Brasserie 1930
- Cafe Sydney
- Catalina
- China Doll
- Chiswick Woollahra
- Cho Cho San
- Five at Prefecture 48
- Flying Fish
- Garaku at Prefecture 48
- Gildas
- Grana
- Grill Americano Sydney
- Hotel Centennial
- Ibushi at Prefecture 48
- Icebergs
- Lana
- Meat & Wine Co Barangaroo
- Meat & Wine Co Bella Vista
- Meat & Wine Co Circular Quay
- Meat & Wine Co Paramatta
- Meat & Wine Co Sydney CBD
- Mimi’s
- Mr. Wong
- Mumu
- North Bondi Fish
- Omakase at Prefecture 48
- OTTO Sydney
- Ripples Chowder Bay
- Rockpool Bar & Grill Sydney
- Sails on Lavendar Bay
- Saké Restaurant & Bar Double Bay
- Saké Restaurant & Bar Manly
- Saké Restaurant & Bar The Rocks
- Sala Dining
- Shell House Dining Room & Terrace
- Spice Temple Sydney
- The Apollo Restaurant
- The Fenwick
- The Grill at the International
- Totti’s Bondi
- Totti’s Rozelle
Melbourne & Victoria
- Astor Grill
- Beverly
- Chancery Lane
- Chin Chin
- Cumulus Inc.
- Cutler
- Gimlet at Cavendish House
- Grill Americano
- ISHIZUKA
- Kisume
- Lillian’s Brasserie
- Locale
- Longrain
- Matilda 159 Domain
- Meat & Wine Co Chadstone
- Meat & Wine Co Hawthorn East
- Meat & Wine Co South Yarra
- Meat & Wine Co SouthBank
- Rockpool Bar & Grill Melbourne
- Saké Restaurant & Bar Hammer Hall
- Society
- Spice Temple Melbourne
- Supernormal
- Vue de monde
- Yakimono
Perth & Western Australia
- 6HEAD Perth
- Hearth
- Le Rebelle
- Meat & Wine Co Perth CBD
- Rockpool Bar & Grill Perth
Adelaide & South Australia
- Leigh Street Wine Room
- Meat & Wine Co Adelaide CBD
- Shobosho
Canberra
- Chairman & Yip
- Meat & Wine Co Canberra
- Pilot.
How to use the Amex Platinum Dining Credit
Using the credit is simple, but there are a few steps you do not want to miss.
1. Check Enrolment
Before dining, check your card is enrolled by logging in and checking saved offers in your American Express account or app.
Do not assume the credit will apply automatically unless it states saved to card.
2. Choose a participating restaurant
Pick a restaurant from the eligible Amex Dining Collection.
Because the list can change, check the restaurant is still participating before you dine.
3. Dine in person
For the Australian dining credit, the benefit applies to dine-in services made in person at participating restaurants. It is not something I would rely on for takeaway, delivery, gift cards or third-party booking platforms unless the current Amex terms specifically allow it.
4. Pay with your enrolled Amex Platinum Card
Use the enrolled Platinum Card to pay the bill directly with the restaurant.
5. Wait for the statement credit
After the eligible transaction is processed, the credit should appear as a statement credit on your account. Usually appears within 3 days.
Final thoughts
This is one of the easiest Amex Platinum benefits to extract real value from and is a no brainer from extracting max value from your card!